FEDERAL EMPLOYEES & MILITARY FINANCIAL PLANNING
Whether you’re a public sector employee, active-duty military member, veteran, or contractor, your financial life comes with unique challenges and valuable benefits.
We help you navigate the complexity so you can confidently plan your future and make the most of every opportunity.


CHALLENGES FEDERAL EMPLOYEES & MILITARY FAMILIES FACE
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Understanding and maximizing pension benefits
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We are experts in: FERS, BRS, High 3, NAF, and Pension Buybacks
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Coordinating multiple income sources (VA Disability, civilian, self employed, and rental)
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Planning for frequent moves, deployments, or shifts to overseas assignments
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Managing retirement plans like TSP, and pension systems
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Ensuring family financial security during deployments, high-risk roles, or career changes
HOW MTM PLANNING HELPS YOU MAKE THE MOST OF YOUR BENEFITS
We understand the ins and outs of public service, military, firefighting, and international benefits.
Our team helps you:
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Maximize pensions and retirement plans so you get the full value of your service
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Integrate civilian, and military income for a cohesive plan
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Plan relocations and transitions without disrupting your financial goals (at home or abroad)
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Protect your family’s future with insurance, estate planning, and emergency funds

WHO WE SERVE IN THIS GROUP
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Federal, state, and municipal employees
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Active-duty military, National Guard, and Reserve members
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Veterans transitioning to civilian careers
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Military families living overseas
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Public service employees working abroad
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Expats in government-related roles
WHAT IF I DON'T FIT?
If your situation isn’t listed here but you still work in a service-driven role or have unique employment benefits, we may still be the right fit. Our work is tailored to your goals, not just your job title.

