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FEDERAL EMPLOYEES & MILITARY FINANCIAL PLANNING

Whether you’re a public sector employee, active-duty military member, veteran, or contractor, your financial life comes with unique challenges and valuable benefits. 

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We help you navigate the complexity so you can confidently plan your future and make the most of every opportunity.

Soldier With Children
Image by Taylor Cole

CHALLENGES FEDERAL EMPLOYEES & MILITARY FAMILIES FACE

  • Understanding and maximizing pension benefits

    • ​We are experts in: FERS,  BRS, High 3, NAF, and Pension Buybacks

  • Coordinating multiple income sources (VA Disability, civilian, self employed, and rental)

  • Planning for frequent moves, deployments, or shifts to overseas assignments

  • Managing retirement plans like TSP, and pension systems

  • Ensuring family financial security during deployments, high-risk roles, or career changes

HOW MTM PLANNING HELPS YOU MAKE THE MOST OF YOUR BENEFITS

We understand the ins and outs of public service, military, firefighting, and international benefits.

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Our team helps you:

  • Maximize pensions and retirement plans so you get the full value of your service

  • Integrate civilian, and military income for a cohesive plan

  • Plan relocations and transitions without disrupting your financial goals (at home or abroad)

  • Protect your family’s future with insurance, estate planning, and emergency funds

Military Mother with Child - MtM Financial Planning - Financial Planning for employees, first responders, veterans, future retirees

WHO WE SERVE IN THIS GROUP

  • Federal, state, and municipal employees

  • Active-duty military, National Guard, and Reserve members

  • Veterans transitioning to civilian careers

  • Military families living overseas

  • Public service employees working abroad

  • Expats in government-related roles

WHAT IF I DON'T FIT?

​If your situation isn’t listed here but you still work in a service-driven role or have unique employment benefits, we may still be the right fit. Our work is tailored to your goals, not just your job title.

Federal Worker USPS - MtM Financial Planning - Financial Planning for employees, first responders, veterans, future retirees

READY TO TAKE THE NEXT STEP?

Your service is invaluable; your financial plan should be too. Let’s create a strategy that works for your career, your family, and your future.

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