FEDERAL EMPLOYEES & MILITARY FINANCIAL PLANNING
Whether you’re a public sector employee, active-duty military member, veteran, or contractor, your financial life comes with unique challenges and valuable benefits.
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We help you navigate the complexity so you can confidently plan your future and make the most of every opportunity.


CHALLENGES FEDERAL EMPLOYEES & MILITARY FAMILIES FACE
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Understanding and maximizing pension benefits
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​We are experts in: FERS, BRS, High 3, NAF, and Pension Buybacks
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Coordinating multiple income sources (VA Disability, civilian, self employed, and rental)
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Planning for frequent moves, deployments, or shifts to overseas assignments
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Managing retirement plans like TSP, and pension systems
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Ensuring family financial security during deployments, high-risk roles, or career changes
HOW MTM PLANNING HELPS YOU MAKE THE MOST OF YOUR BENEFITS
We understand the ins and outs of public service, military, firefighting, and international benefits.
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Our team helps you:
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Maximize pensions and retirement plans so you get the full value of your service
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Integrate civilian, and military income for a cohesive plan
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Plan relocations and transitions without disrupting your financial goals (at home or abroad)
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Protect your family’s future with insurance, estate planning, and emergency funds

WHO WE SERVE IN THIS GROUP
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Federal, state, and municipal employees
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Active-duty military, National Guard, and Reserve members
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Veterans transitioning to civilian careers
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Military families living overseas
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Public service employees working abroad
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Expats in government-related roles
WHAT IF I DON'T FIT?
​If your situation isn’t listed here but you still work in a service-driven role or have unique employment benefits, we may still be the right fit. Our work is tailored to your goals, not just your job title.

