CLEAR, FEE-ONLY PRICING
Transparent pricing built on trust.
When you work with us, we’re on your side. You can count on financial advice that puts your interests first.
We don’t take commissions and we won’t push products you don’t need. With upfront, fee-only pricing, there are no surprises or hidden incentives.
We're only interested in building a partnership that gives you the confidence to live in the moment today.
Take a closer look at how we structure our fees and see exactly what you can expect to pay.
OUR FEE STRUCTURE
At MTM Planning, we use an Ongoing Financial Planning Model designed for continuous support and accountability. We charge two distinct, transparent fees:
1. INITIAL ONBOARDING FEE (ONE-TIME)
This covers the intensive work required to build your foundational financial plan and create all necessary implementation strategies.
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Fee Range: $1,500 – $5,000 (one-time)
2. ONGOING FIXED ANNUAL FEE (BILLED QUARTERLY)
This fee ensures you have a dedicated partner managing your financial life. Your cost stays flat, predictable, and transparent.
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Annual Fee: Starting at $10,000 annually*, billed in quarterly installments.
*Please note, this is our minimum annual fee. Pricing may increase depending on complexity and your investable assets.
During your initial consultation, we'll present a fixed price proposal tailored to your household. This price includes everything…no hidden fees, no surprises.
We believe this approach is a meaningful benefit for you: transparent pricing, fewer fee changes, and the confidence to plan ahead. Any adjustments are always discussed with you well in advance.
WHAT'S INCLUDED?
Your flat fee covers everything you need for a fully integrated financial plan:
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Comprehensive financial guidance across all areas of your life
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Ongoing check-ins and plan updates as your life changes
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Coordination with your tax and legal professionals
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Full access to us between scheduled meetings
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Accountability and support to keep you on track
You get advice built around your life without worrying about extra bills for every question you ask.
WHAT IF MY SITUATION IS MORE COMPLEX?
Our standard fee structure is designed to meet the needs of most clients. However, we recognize that financial lives don’t always fit neatly into a formula.
For households with situations that call for additional support, we may adjust your fee proposal to reflect the level of planning and expertise required.
This includes:
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Owning multiple rental properties
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Running a business with income over $50K
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Managing stock options or equity compensation
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Preparing for an IPO or other liquidity event
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Planning an international move or managing cross-border finances on an expedited timeline
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Navigating complex executive compensation packages
If any of these apply to you, we'll discuss it upfront during your consultation so you understand exactly how your fee is calculated and what to expect from us.
Why We’re Fee-Only Financial Advisors
We believe the best results come when we’re on the same side of the table.
We believe the best results come when we’re on the same side of the table.
Your financial future is personal.
We value the trust you place in us and believe you deserve an advisor who is fully focused on helping you build the life you imagine. Our fee-only approach is simply a reflection of that commitment—it allows everyone to focus on reaching your financial goals without outside pressures.
Strong financial planning starts with open and honest conversations. Transparent pricing is the first step.
